Disclosures: How a Roseburg, OR Funding Request Is Handled

Keelwood Funding is a small-business funding broker in Roseburg, OR. It talks with an owner about a cost, matches the cost to a funding type and sends the request to one or more independent funding partners. It does not lend money, approve or decline a request, or set the price of an offer; the partner that makes an offer is the party the business signs with.

Each funding partner applies its own review and requirements. A partner may ask for records, may check business or personal credit, and may offer an amount or term different from the one requested, or may decline. Sending a request does not mean an offer will follow, and no offer binds the business until it is signed.

A merchant cash advance is not a loan. A provider buys a share of future card sales for a fixed total, set by a factor, and collects it as a percentage of each day's card sales; there is no interest rate and no set end date. Setting the advance's total in dollars beside a loan's total shows the difference in cost.

Business, employee and payroll figures on these pages come from U.S. Census Bureau programs, named with their year beside each figure: County Business Patterns, ZIP Code Business Patterns, Nonemployer Statistics, the American Community Survey and the Building Permits Survey. Shares and totals worked from them are our own arithmetic. Every amount, rate and term in a worked example is invented, labeled that way and shown only to explain the math; none is a quote.

Requests for freight hauling, personal loans, real estate purchases and construction loans fall outside this site.

Questions about this page can go to (541) 634-4556 before a request is sent.